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April 2019
First-time buyers now benefit from a permanent stamp duty land tax relief on purchases up to the amount of £300,000. However the relief does not apply where: the purchase is of an additional dwelling which is liable to the higher rates of SDLT; andto the purchase of non-residential or mixed-use property. The relief does not affect the amount...
Are you thinking about buying a second home? If you’re thinking of buying a second home, there are some things that you must take into consideration when assessing your financial situation, today we look at one small but very important consideration, SDLT. We are looking only at residential properties only for the purposes of this...
One of the most exciting times in a couple’s lives is when they buy a property together. As less and less couples are getting married, the purchase of a property is often one of the most significant declaration of the parties’ commitment to each other.  The change to home owners from tenants is a huge...
There has been quite a bit of coverage in the national press of late in relation to the sale and management of leasehold houses and some of the commentary can be confusing. In short, the government has decided that the current system of selling leasehold houses whilst perfectly legal is resulting in perverse consequences for...
Q. My wife didn’t make a Lasting Power of Attorney (known as LPA). My doctor advises me that following on from a stroke my wife doesn’t have the required understanding to make one. How do I access her bank accounts and how do I sell our home so that we can downsize to a bungalow?...
Q – My mother needs to go into a care home. She has £30,000 in the bank a couple of small pensions. My father will be staying at home but we are worried that the local authority will take the house. A – This is a very common concern. Firstly, in the majority of situations...
Q. I have an Enduring Power of Attorney (EPA) is it still valid or do I need to make a Lasting Power of Attorney (LPA). A. If you made your EPA before the 1 of October 2007 and it was correctly executed it is still valid even though you can’t make them anymore. The EPA...
Q. My partner has recently passed away, we were not married and he did not leave a will. Will his estate pass to me? A. If you die without having made a will, your estate passes under the rules of Intestacy. These rules set out a statutory prescribed order of who benefits under these circumstances....